Comprehensive Transport Insurance Solution

Our transport insurance product is designed to provide extensive coverage for vehicles operating across local, intermediate, and long-haul distances, encompassing goods-in-transit, passenger liability, and associated liabilities. This
robust solution can be extended to include coverage for physical damage to immovable property and financial losses resulting from such damage.

Key Features:

·        Coverage for Various Property Types:

·        Buildings, truck stops, staff accommodation, offices, and warehouses

·        Stock, contents, personal belongings, luggage of passengers, and property belonging to third parties

·        Fuel in underground tanks

·        Flat decks, tankers, tautliners, and tippers

·        Construction plant

·        In-Transit Property Coverage:

·        Property belonging to you

·        Property belonging to third parties

·        Sub-contracted loads

Ideal for Various Businesses:

·        Abnormal loads or hazardous goods transportation

·        Courier services

·        Bus services

·        Long and short haulage

·        Passenger transport (excluding taxis)

·        Transportation of dry and wet bulk

·        Transportation of refrigerated goods

Our transport insurance product is tailored to meet the diverse needs of businesses involved in transportation, offering comprehensive coverage for a wide range of risks. Whether you’re dealing with abnormal loads, providing courier
services, or transporting passengers, our solution provides the protection you need.

Discover the Uniqueness of Our Transport Insurance

Our transport insurance product stands out with its exceptional features, providing you with unparalleled advantages:

General Features:

·        Flexible Excess Structures: Tailor your coverage with our flexible excess structures, ensuring that your policy aligns precisely with your needs.

·        Competitive Rates: Benefit from competitive rates that deliver exceptional value without compromising on coverage.

·        Customized Policy Wording: Enjoy the flexibility of a customized policy, uniquely tailored to address the specific requirements of your business.

·        Versatile Policy Inclusions: Add non-motor sections seamlessly to the same policy, streamlining your coverage for a comprehensive and cohesive risk management
solution.

·        Accumulation of Vehicles: Safeguard your fleet with the ability to accumulate vehicles up to R 100 million at any premises owned, leased, or occupied by you, including temporary premises or depots.

·        Liability Coverage for Third Parties’ Property: Receive extensive liability coverage for damage to third parties’ property, with limits available up to R 10 million per event.

·        Passenger Injury Liability: Prioritize passenger safety with liability coverage for injury to passengers, including fare-paying passengers, available up to R 50 million per event.

Our transport insurance product not only provides unmatched flexibility but also ensures robust protection for your business. Experience the peace of mind that comes with a uniquely tailored insurance solution.

Goods in Transit Insurance: Comprehensive Protection for Your Cargo

All-Risks Cover:

Our Goods in Transit All-risks cover ensures comprehensive protection for property owned by you or for which you are responsible during transportation. Whether it’s by road, rail, domestic flight, or post, we’ve got you covered. The
scope includes:

·        Loss or damage during transportation, whether undertaken by you, on your behalf, or to you.

·        Ropes, tarpaulins, and packing materials connected with the transport are also covered.

Contamination Coverage:

In the unfortunate event of contamination of the load, our insurance covers:

·        Accidental failure of any mechanical part of the conveyance.

·        Inadequate or incorrect cleaning of a tanker or trailer.

·        Malicious tampering.

·        Motor vehicle accidents.

·        Theft of part of the load by the driver, who replaces the contents with a contaminant.

Additional Protections:

·        Destruction or disposal of salvage as required by relevant laws.

·        Deterioration of stock due to breakdown or malfunction of refrigeration machinery.

·        Loss of the load arising from theft or hijacking, where there is involvement of the driver or employee.

·        Loss or damage to the load resulting from incorrect temperature settings of the refrigeration unit by the driver of the refrigerated truck.

·        Loss or damage to standard general-purpose or refrigerated shipping containers.

Contingency Cover:

For goods belonging to third parties, our Contingency Cover ensures all-risks protection. This applies when the transport is arranged by the cargo owner via a transport company, which may subcontract the transport or involve a transport
broker. The policy steps in when the insurance cover of the subcontractor or transporter fails to respond due to policy conditions or exclusions.

Our Goods in Transit insurance is designed to provide you with peace of mind, offering a robust shield for your cargo throughout its journey.