Tailored Insurance for Diverse Commercial Fleets

Our motor fleet insurance solution provides a versatile and adaptable coverage for various commercial motor fleets. This includes,

but is not limited to:

  • Motorcycles, scooters, three-wheeled vehicles, and quad bikes
  • Private-type motor cars, including sports utility vehicles, 4×4’s, and safari vans, Our solution is designed to offer comprehensive coverage tailored to the diverse needs of your commercial motor fleet. If you have

specific requirements or customization needs, our team is ready to assist you.

Discoer the distinct advantages that set our motor fleet insurance apart:

50% Deposit Premium Structures: Enjoy flexibility in premium payments with our 50% deposit premium structures, ensuring cost-effectiveness without compromising
on coverage.

·        Flexible Excess Structures: Tailor your insurance to suit your needs with our flexible excess structures, allowing you to find the

perfect balance between premium costs and out-of-pocket expenses.

·        Ground-Up Cover, No Self-Insured Funds: Benefit from comprehensive ground-up cover without the burden of self-insured funds, providing you with a hassle-free
insurance experience.

·        Copious Claims Management: Our robust system is equipped to handle the copious claims often associated with large fleets.

·        Experience efficient and seamless claims processing tailored to the scale of your operations.

·        Death Benefit for Drivers and Co-Drivers: Prioritize the well-being of your team with our included death benefit, extending support to drivers and

         co-drivers and their families during challenging times.

Comprehensive Coverage for Your Motor Fleet

Our motor fleet insurance goes beyond standard coverage, offering comprehensive protection for all vehicles under your ownership, hire, or lease. This includes coverage for accessories, spare parts, and liability for damage to third-party
property resulting from the use of your vehicles.

Key Coverage Features:

·        Vehicle Valuation Options: Insure your vehicles based on market value, retail value, or agreed value to align with your unique needs.

·        Trailer Combination Coverage: Total loss coverage is extended to trailer combinations when treated as a single entity.

·        Additional Coverages:

·        Credit shortfall

·        Damage to tyres and rims caused by potholes

·        Loss of fuel during an accident

·        Loss of or damage to winching equipment attached to a 4X4 or off-road vehicle

·        Loss of or damage to clothing and personal effects of drivers and co-drivers

·        Loss of or damage to contents of 4X4 or off-road vehicles

·        Loss of or damage to passengers’ luggage

·        Loss of use of a vehicle following an accident, theft, or hijack

·        Recovery costs of undamaged vehicles

·        Towing costs following mechanical or electrical breakdown

·        Vehicle hire for private-type motor cars

Liability Coverage:

·        Legal Liability for Special Type Vehicles: Coverage for amounts you are legally liable to pay as a result of liability arising out of special type vehicles being
used as a tool of trade.

·        Carriage of Dangerous or Hazardous Goods: Protection for liability arising from the carriage of dangerous or hazardous goods.

·        Passenger Liability: Coverage for liability related to the carriage of passengers, including fare-paying passengers and those transported in open vehicles.

Environmental Liability Coverage:

·        Deactivation or Removal Costs: Protection for costs and expenses you are legally liable to pay for deactivating, removing, neutralizing, or nullifying the effects
of fuel leakage from your vehicle’s fuel tank, oil or hydraulic fluid leakage, and spillage or leakage of any substance transported by your vehicle.

Our motor fleet insurance is designed to offer extensive and tailored coverage, ensuring peace of mind for you and your fleet.